Improvements#2
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…drag Stripe/PayPal-gebyrer er finansielle tjenester (mval § 3-6) og skal IKKE være på CODE_86. Lagt til CODE_0 (utenfor MVA-loven) og fikset cron + eksisterende data via migrering. mvaTerm-skjemaet manglet felter for kode 11 (15%), 13 (12%), 81 (vareimport) og 14 (innførsel uten fradrag) - de ble beregnet men ikke lagret eller rapportert til Skatteetaten. Fullt utvidet schema, calculateTerm, XML, restore og MvaMeldingPreview. ENK må ikke være MVA-registrert under 50.000 kr (mval § 2-1). Lagt til isMvaRegistered/mvaRegisteredAt på businessSettings, gating for calculateTerm og submitToSkatteetaten, samt UI i innstillinger. privateUsagePercent på transaksjoner gir delfradrag for blandet privat/næring (mobil, bil osv.). Brukes i calculateMva og getArsoppgjorData. AI-fakturaanalysator har fått ny systemprompt som klassifiserer leverandør (NORSK/UTLAND inkl. NUF/VOEC), foreslår MVA-kode med begrunnelse, leser MVA-beløp/sats, og oppdager finansielle tjenester. TransactionForm viser forslag og oppretter leverandør med riktig type. Migrasjon 20260504000000_norsk_mva_compliance kjører schema-endringer + engangsfiks for eksisterende Stripe/PayPal-gebyr. 61 tester passerer (var 27), typecheck ren. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
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