Add partner-built Credit Memo plugin for commercial lending

[anthropic-plugin]

Pull Request: Add Credit Memo Plugin (Synechron)

PR Title

Add partner-built Credit Memo plugin for commercial lending

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PR Description

What this adds

A partner-built plugin for Credit Memo generation — the core analytical document used in commercial lending to assess borrower creditworthiness. This plugin automates the end-to-end workflow from data collection through finished deliverable (Word, PDF, PowerPoint).

9 skills · 5 commands · 6 data connectors · 10 embedded chart types

Why this belongs here

The existing financial-services-plugins marketplace covers capital markets and advisory workflows — investment banking, equity research, private equity, and wealth management. There is currently zero coverage for retail and commercial banking workflows.

Credit Memo generation is the most common analytical workflow in commercial lending. Every loan — from a $1M working capital facility to a $500M syndicated deal — requires one. This plugin fills that gap and extends the marketplace into banking's largest workflow category by volume.

What's included

partner-built/synechron-credit-memo/
├── .claude-plugin/
│   └── plugin.json
├── .mcp.json                          # SEC EDGAR, SerpApi, Stock Analysis,
│                                      # Macrotrends, DiscoverCI, Spherical Insights
├── commands/
│   ├── generate.md                    # Full memo — Word + PDF + PPT
│   ├── setup.md                       # API key validation & connectivity
│   ├── quick-risk.md                  # 2-min preliminary risk screen
│   ├── industry.md                    # Standalone industry analysis
│   └── refresh.md                     # Re-fetch & flag changes since last memo
├── skills/
│   ├── data-collection/SKILL.md       # Multi-source data orchestration
│   ├── financial-analysis/SKILL.md    # 3–5 year income/balance/cash flow
│   ├── risk-assessment/SKILL.md       # Ratings, liquidity, leverage, legal
│   ├── repayment-analysis/SKILL.md    # DSCR, stress testing, cash conversion
│   ├── industry-analysis/SKILL.md     # Market size, SWOT, competitive landscape
│   ├── management-assessment/SKILL.md # Exec profiles, governance, track record
│   ├── visuals/SKILL.md              # 10 chart types (matplotlib/plotly)
│   ├── document-generation/SKILL.md   # Word + PDF + PPT output assembly
│   └── guardrails/SKILL.md           # 5-layer compliance enforcement
├── config/
│   ├── config.template.md             # API key template
│   └── data-sources.md               # Source configuration & priorities
├── DISCLAIMER.md
├── README.md
├── icon.svg
└── .gitignore

Key design decisions

• Public + Private company support: Public companies use automated SEC/web collection; private companies use document upload + web fallback, with every data point tagged by source.
• 5-layer guardrails: Cannot be bypassed by user instruction. Enforces disclaimers, data provenance tagging, financial advice boundaries, and output controls on every invocation.
• No proprietary dependencies: Ships with free public data sources. Premium providers (Bloomberg, Refinitiv, FactSet, S&P Capital IQ, PitchBook) are optional and configurable.
• Sector-aware thresholds: Financial ratios are benchmarked against 6 industry categories, not flat thresholds.
• All markdown and JSON: No code, no build steps, no infrastructure — consistent with the repo's file-based approach.

About the author

Synechron Technologies is a BFSI-focused technology consulting firm serving global banks, asset managers, and insurance companies. This plugin was developed as part of Synechron's Claude enterprise adoption initiative and has been submitted to the Anthropic plugin directory at claude.com/plugins.

Checklist

• Plugin follows the partner-built/ directory structure
• .claude-plugin/plugin.json manifest included
• All skills have SKILL.md with clear trigger conditions and workflow steps
• All commands have corresponding .md files in commands/
• README with installation, usage, and disclaimer
• No proprietary code, client data, or internal IP
• Disclaimer included (AI-generated outputs, not financial advice)
• .gitignore excludes config.local.md (user API keys)
• Also submitted to claude.com/plugins directory

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cc @cxyback @tobinsouth